Banks across India, including public and private lenders, will remain open for five working days in the week beginning 5 January 2026. The Reserve Bank of India (RBI) bank holiday calendar shows no festival-related or regional holidays during that week, so only the regular weekend closures will apply.
India bank holidays January 2026
The RBI issues an annual calendar of bank holidays for branches and offices nationwide. For the week of 5–11 January, the calendar lists no special closures beyond the usual second and fourth Saturdays and Sundays. Customers can therefore expect branches to offer in-person services on Monday 5 January through Friday 9 January.
The next bank holiday after that week falls on 12 January. Banks in West Bengal will be closed on that date to observe the birth anniversary of Swami Vivekananda. Banking operations in other states and union territories are scheduled to continue as normal on 12 January.
Banking customers should note the broader pattern of public and regional holidays during January. The RBI calendar indicates there are up to 16 bank holidays in the month, several of which are state-specific. Key dates to note include:
- 1 January – Banks closed in Tamil Nadu, West Bengal, Arunachal Pradesh, Sikkim, Tripura, Manipur, Meghalaya, Mizoram and Nagaland for New Year’s Day or regional observances.
- 2 January – Mizoram and Kerala closed for New Year/ Mannam Jayanthi.
- 3 January – Uttar Pradesh closed for the Birthday of Hazrat Ali.
- 12 January – West Bengal closed for Swami Vivekananda’s birthday.
- 14–15 January – Several states observe Makar Sankranti/Pongal/Magh Bihu and related holidays; closures vary by state.
- 16–17 January – Tamil Nadu observes Thiruvalluvar Day and Uzhavar Thunal.
- 23 January – State-specific closures in West Bengal, Odisha and Tripura for Netaji Subhas Chandra Bose’s birthday and regional festivals.
- 26 January – Republic Day, banks closed nationwide.
Six of the month’s holidays fall on weekends: the second and fourth Saturdays and all four Sundays. Four of the 16 January holidays have already occurred by the start of the week beginning 5 January.
Customers planning branch visits or time-sensitive transactions should take these dates into account. While branches will be closed on listed holidays, most banks continue to provide electronic services, including online transfers, mobile banking and ATM access. It is sensible to schedule cheque deposits, large cash withdrawals and in-branch requests on working days to avoid delays.
For the most up-to-date information, customers should consult the Reserve Bank of India holiday calendar or their bank’s official announcements, as state and regional observances can vary. Banks generally publish branch-specific notices where a local closure applies.
The RBI calendar remains the authoritative source for bank holidays. With the week of 5 January free of special closures, routine banking services will be available across most of the country until the regional observance in West Bengal on 12 January and the nationwide Republic Day closure on 26 January.
Key Takeaways:
- India bank holidays January 2026: Banks will be open Monday to Friday in the week of 5–11 January; only weekend closures apply.
- Next regional holiday is 12 January when West Bengal will observe Swami Vivekananda’s birthday; other states remain open.
- The Reserve Bank of India calendar lists up to 16 bank holidays in January 2026, including Republic Day on 26 January.
