The Belarus government has extended its concessional lending scheme “Na rodnyya tavary” until the end of 2026 and significantly expanded the catalogue of domestic goods eligible for subsidised loans, the government announced on its official Telegram channel. The scheme, administered by Belarusbank, offers credit at 4% per annum to buyers of Belarus-made products.
Belarus credit programme expands eligible goods and makers
The revised list of creditable products now includes a broad range of consumer electronics and computing equipment such as laptops, personal mini-computers, monitors, all-in-one PCs, servers, system units and data storage systems. Home and construction items added to the scheme include wallpaper, mirrors, Portland cement and various building components.
Light industry products from recognised Belarusian brands have also been included. These extend to outerwear (coats and semi-coats), suits, leather business cases and bags, and complete dinnerware sets. Small domestic appliances such as juicers, electric hotplates and microwaves were added, together with household heating appliances, convectors and radiators.
The authorities enlarged the list of participating manufacturers to bring in producers of heating appliances, motor and bicycle goods, wooden windows and doors, bedding sets, wooden house kits, furniture, metal doors, small mechanisation equipment, natural fur garments, sanitary-technical equipment and televisions. The scheme also covers transport items such as scooters, electric scooters, motorcycles and mopeds, plus related agricultural attachments and motor-cultivators.
Under the terms announced, loans issued by Belarusbank through the programme carry an annual interest rate of 4%. The regulation introduces differentiated repayment windows — one year, two years or three years — that vary according to the category and cost of the purchased goods. High-value items such as wooden house kits, heating boilers, small mechanisation tools and motor vehicles retain a three-year repayment option.
Policymakers present the expansion as a measure to stimulate domestic production and sustain consumer demand by making Belarus-made goods more affordable through low-cost credit. By widening the range of eligible products and increasing the number of participating manufacturers, the government is aiming to channel household and business purchases towards local suppliers.
Economic analysts note that concessional lending schemes can support short-term demand and provide breathing space for manufacturers facing import competition. The effectiveness of such measures depends on administrative implementation, supply-chain capacity and whether affordability translates into sustained sales growth for local firms.
The continuation of the “Na rodnyya tavary” programme until the end of 2026 signals a continued policy emphasis on import substitution and support for domestic industry. Buyers interested in the scheme are advised to check the official government and Belarusbank publications for the full list of eligible goods, participating manufacturers and the precise lending conditions that apply to each product category.
Key Takeaways:
- The Belarus credit programme has been extended until the end of 2026 and now covers a wider range of domestically produced goods.
- Belarusbank will offer loans at 4% per annum for eligible purchases, with differentiated repayment terms of one, two or three years.
- The expanded list adds electronics, construction materials, household heating appliances, furniture, textiles and motorised goods, while more local manufacturers joined the scheme.
- The move aims to boost domestic production, support local manufacturers and stimulate consumer demand.
