Banks across India are open as usual on Saturday 3 January 2026, with the notable exception of Lucknow where branches will remain closed to observe the birthday of Hazrat Ali. If you are planning to visit a branch today, confirm your local branch hours before leaving home. Most routine banking services, including online transfers, mobile banking and ATM access, will remain available nationwide.
India bank holiday January 2026 — which banks are closed this week?
Today, 3 January 2026, falls on a Saturday and is the first Saturday of the month. Only banks in Lucknow will observe a local holiday for Hazrat Ali’s birth anniversary. All other branches across India are expected to operate normally.
Customers should note that certain in-person services — such as signature-dependent transactions, safe-deposit access and some loan formalities — require branch visits and may not be possible in Lucknow today. Online and mobile services, including fund transfers, bill payments and credit card management, will continue to function for customers everywhere.
Looking ahead, 4 January 2026 (Sunday) is a nationwide holiday for banks. Branches across India will be closed on that day. If you require in-person assistance, consider visiting a branch before Sunday or using your bank’s digital channels.
The Reserve Bank of India and individual banks publish official lists of holidays; customers with time-sensitive requirements should check their bank’s website or call customer service to confirm branch availability and timings.
Upcoming bank holidays and local closures
Here are the key bank holiday dates to note for January 2026:
- 10 January 2026 — Second Saturday of the month; banks closed nationwide.
- 11 January 2026 — Sunday; banks closed nationwide.
- 12 January 2026 — Swami Vivekananda’s birth anniversary; banks closed in Kolkata.
- 14 January 2026 — Makar Sankranti/Magh Bihu; banks closed in Ahmedabad, Bhubaneswar, Guwahati and Itanagar.
- 15 January 2026 — Regional holidays (Pongal/ Uttarayan/ Maghe Sankranti): closures in Bengaluru, Chennai, Gangtok, Hyderabad and Vijayawada.
- 16 January 2026 — Tiruvalluvar Day; banks closed in Chennai.
- 17 January 2026 — Uzhavar Thirunal; banks closed in Chennai.
- 18 January 2026 — Sunday; banks closed nationwide.
Local observances mean some cities will have additional holidays beyond the nationwide calendar. If your branch is located in a city listed above, expect it to be closed on the specified date.
Practical advice for customers
- Use internet and mobile banking for transfers, bill payments and routine requests; these services are usually available on holidays.
- ATMs remain accessible for cash withdrawals, though services such as cheque deposits into a branch counter may be delayed until the next working day.
- For time-sensitive transactions, contact your branch or your bank’s helpline to confirm operating hours and alternative options.
In short, India bank holiday January 2026 arrangements are limited today to Lucknow; elsewhere banks are open. Plan ahead for the nationwide Sunday closure on 4 January and check local schedules for further regional holidays in January.
Key Takeaways:
- India bank holiday January 2026: Banks are open nationwide on 3 January 2026 except in Lucknow, where branches are closed for Hazrat Ali’s birthday.
- 4 January 2026 is a nationwide bank holiday (Sunday); plan branch visits accordingly.
- Upcoming local holidays include closures in Kolkata (12 Jan) and regional closures on 14–17 January in various cities; check your local branch before travelling.
